| Rates
effective as of March 24, 2008. |
| |
ACCOUNT
TYPE |
MINIMUM |
DIVIDEND
RATE |
ANNUAL
PERCENTAGE YIELD |
*SHARE
CERTIFICATE RATES & IRA CERTIFICATE RATES |
| |
90
Days (1-180 Days) |
$500
- DIVIDENDS PAID AT MATURITY |
2.25% |
2.25% |
| |
6
Months |
$500
- DIVIDENDS PAID AT MATURITY |
2.25% |
2.25% |
| |
12
Months |
$500
- DIVIDENDS COMPOUNDED MONTHLY |
3.00% |
3.04% |
| |
18
Months |
$500
- DIVIDENDS COMPOUNDED MONTHLY |
3.00% |
3.04% |
| |
24
Months |
$500
- DIVIDENDS COMPOUNDED MONTHLY |
3.25% |
3.30% |
| |
36
Months |
$500
- DIVIDENDS COMPOUNDED MONTHLY |
3.35% |
3.40% |
| |
60
Months |
$500
- DIVIDENDS COMPOUNDED MONTHLY |
3.50% |
3.56% |
**SHARE
ACCOUNT RATES |
| |
Regular
Shares
(Minor accounts receive highest tier level dividends regardless
of Regular Share account balance.) |
$5
MINIMUM ACCOUNT BALANCE
$100.00
- $500.00
$500.01
& UP |
.50%
1.00% |
.50%
1.00% |
| |
IRA
Regular Deposit Account |
$50
- DIVIDENDS COMPOUNDED MONTHLY |
1.00% |
1.00% |
| |
Share
Draft/Checking |
NO
MINIMUM ACCOUNT BALANCE |
.50% |
.50% |
| |
Christmas
& Vacation Clubs |
NO
MINIMUM ACCOUNT BALANCE |
1.00% |
1.00% |
| |
Preferred
Money Market |
$2,500
- $24,999
$25,000
& UP |
2.75%
3.00% |
2.78%
3.04% |
*$500.00
minimum required to open Share or IRA Certificate. After your
certificate is opened, the dividend rate is fixed for the
term. A penalty is imposed for early withdrawal. Fees could
reduce earnings on the account.
- Substantial
penalty required for early withdrawal of share certificate
accounts and IRA accounts before age 59 1/2.
**Rates
and other terms may change at any time without prior notice
and are declared monthly by the Board of Directors at the
end of each month.
All
deposits are insured up to $100,000 by NCUA (National Credit
Union Administration), a U.S. government agency. IRA's
(Individual Retirement Accounts) are separately insured
up to an additional $250,000 by NCUA.
For
additional information regarding the above accounts, please
refer to the Truth-in-Savings
Account Disclosures. |
