| Rates
effective as of May 12, 2010. |
*SHARE
CERTIFICATE RATES & IRA CERTIFICATE RATES |
| TERM |
DIVIDENDS
PAID |
MINIMUM
DEPOSIT |
RATE |
APY
(Annual Percentage Yield)
|
| 90
Days (1-180 Days) |
MATURITY |
$500 |
1.00% |
1.00% |
| 6
Months |
MATURITY |
$500 |
1.26% |
1.26% |
| 12 Months |
MONTHLY |
$500 |
1.78% |
1.80% |
| 18 Months |
MONTHLY |
$500 |
1.93% |
1.95% |
| 24 Months |
MONTHLY |
$500 |
2.23% |
2.25% |
| 36 Months |
MONTHLY |
$500 |
2.58% |
2.61% |
| 60 Months |
MONTHLY |
$500 |
3.01% |
3.05% |
**SHARE
ACCOUNT RATES |
| ACCOUNT
TYPE |
DIVIDENDS
PAID |
RATE
TIERS |
RATE |
APY
(Annual Percentage Yield) |
| Regular
Shares |
MONTHLY |
$0
- $99.99
--------------------
$100.00
- $500.00
--------------------
$500.01
& Up |
None
-------------------
.25%
-------------------
.50% |
None
--------------------
.25%
--------------------
.50% |
| *IRA Regular
Deposit Account |
MONTHLY |
$50.00
|
.50% |
.50% |
| Share Draft/Checking |
MONTHLY |
NO
MINIMUM |
.25% |
.25% |
| Christmas
Club |
MONTHLY |
NO
MINIMUM |
.50% |
.50% |
| Vacation
Club |
MONTHLY |
NO
MINIMUM |
.50% |
.50% |
| ***Escrow
Savings |
MONTHLY |
NO
MINIMUM |
.25% |
.25% |
| Preferred
Money Market |
MONTHLY |
$0
- $2,499
--------------------
$2,500
- $24,999
--------------------
$25,000
& Up |
None
-------------------
.80%
-------------------
1.00% |
None
--------------------
.80%
--------------------
1.00% |
*$500.00
minimum required to open Share or IRA Certificate. After your
certificate is opened, the dividend rate is fixed for the
term. A penalty is imposed for early withdrawal. Fees could
reduce earnings on the account.
- Substantial
penalty required for early withdrawal of share certificate
accounts and IRA accounts before age 59 1/2.
**Rates
and other terms may change at any time without prior notice
and are declared monthly by the Board of Directors at the
end of each month.
***This
account type is no longer available. Existing accounts
will be honored for the life of the account.
All
deposits are insured up to $250,000 by NCUA (National Credit
Union Administration), a U.S. government agency. IRA's
(Individual Retirement Accounts) are separately insured
up to an additional $250,000 by NCUA.
For
additional information regarding the above accounts, please
refer to the Truth-in-Savings
Account Disclosures. |
