DOCO Regional FCU offers several types of affordable loans to fit members' needs.   Refinancing is available and there are no application fees.

• AUTO LOANS - Financing available on new and used cars.  Tax Saver Auto Loans are even available.  Plus, DOCO offers Credit Life & Credit Disability Protection, Mechanical Breakdown coverage, and GAP (Guaranteed Auto Protection) coverage at discounted rates.
• HOME EQUITY LOANS - Lines of credit based on a percentage of the equity in your home.
• MORTGAGES - First and second mortgages with low fixed and adjustable rates and no prepayment penalties.
• PERSONAL LOANS - Low interest rates with fast processing and convenient financing. These loans are often used for debt consolidation, medical emergencies, vacations, car repairs, Christmas expenses and other unexpected events.
• SHARE SECURED LOANS - Funds secured with deposits in a savings or savings certificate account. These loans feature the most attractive interest rates, and you will continue to earn dividends on your savings.
• READY CA$H ACCOUNTS - open end lines of credit. Loan amounts are subject to individual loan approval and range from $500 - $10,000. No payment is due until first withdrawal is made, and payment amounts may vary based on loan balance. Unlimited withdrawals are allowed within credit limits. This account has many advantages, but is particularly appealing to individuals, who need small loans on a recurring basis.
• VISA CREDIT CARDS - No annual fee credit card options with competitive, fixed interest rates, no balance transfer fees, and no transaction fees for purchases.  DOCO also offers a Share Secured Credit Card, which secures your spending limits with funds from your Savings Account or Share Certificate.  A Share Secured card is a great way to build or establish credit.

If you are in the market for a new vehicle, you can enjoy the convenience of DOCO Regional Federal Credit Union's Dealer Direct Lending services.  Dealer Direct Lending offers you the convenience of applying and being approved for your DOCO loan right at the dealership.  Be sure to tell your dealer that you would like a DOCO loan.  Click here for more information.

DOCO also offers you the convenience of completing your loan application online.  Click here to select the application that fits your needs.

By law you are now entitled to one free copy of your credit report from each of the 3 credit reporting agancies. Click here for more information and to receive your free credit report.

Please contact us for more information on loans or click here for a loan request form.