1.
How do I apply for a loan?
First time borrowers
need to complete an "Open-End Credit Plan Agreement" and a Loan
Application. Both can be obtained through your on-site representative,
or call the credit union and we will be happy to mail one to you.
Subsequent loan requests require an update form that can be faxed,
or in some instances we can take the information over the phone.
Be
prepared to present a current paystub at time of application.
2.
How long do I have to be a member before I can apply for a loan?
You may apply
for a loan as soon as you become a member. There are no membership
time requirements for loan qualifying.
3.
How do I add/remove a joint member to/from my account?
To add a member
you will need to complete a new signature card, which you and the
joint member sign where indicated. To remove a joint member, all
joint members of the account need to agree to the removal, or the
account can be closed and remaining joint members may open a new
account.
4.
How do I change my payroll deduction?
Payroll Deduction
change forms are available at the credit union. Stop by or ask us
to mail you one. Once completed, we'll notify your employer of the
requested changes.
5. Payroll
Deduction/Direct Deposit Questions
1.
Why should I use Payroll Deduction or Direct Deposit?
- Safe –
Your paycheck is protected against loss or theft.
- Worry-free
– Now you can be assured that your check is deposited,
even when you're away from home.
- Saves time
– You no longer have to make special trips to the credit
union or stand in long lines on payday.
- Convenient
– No more waiting for the mailman. Your deposits will be
made for you automatically, allowing you to set your own timetable
for getting cash.
2.
How do I apply?
- Our Member
Service Representatives have all the necessary forms. If you
wish, they will be happy to fill them in for you. All you have
to do is tell them how you want your money distributed and sign
your name. DOCO Regional FCU will take care of everything else.
3.
How will I be able to keep track of my money?
- Your check
stub from your paycheck is your permanent record. Or with Audio
Response or online banking you can check your balance at any
time.
4.
Is there a charge for this service?
- This service
is free to all participating DOCO Regional FCU members.
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